GRT Jewellers Golden Eleven Flexi Plan

Enrol and buy your favourite jewellery in  11 months from the date of enrolment.

Gold Jewellery

No Wastage (VA) Upto 18%

+ Rate protection (Flexi Plan)

Diamond Jewellery

No Wastage VA (Up to 18%) (Except Solitaires)

Tamil Nadu, Puducherry & Karnataka Showrooms Benefits
15% off per carat and  30% off on MC

Andhra Pradesh & Telangana Showrooms Benefits
15% off per carat, 60% off on MC

Silver Articles (Regular)

No Wastage (VA) Up to 18%

Silver articles (Antique)  50% off on VA and MC

Explore Scheme Plans

Key Terms and Conditions to keep in mind

Frequently Asked Questions

Advance payments should reach GRT before the 10th of every month Payments can be made by Cash/UPI/DD/Debit cards/Credit cards/NEFT/RTGS/Local Cheques/Post-dated Cheques (PDC) At-par cheques. Outstation cheques will not be accepted. You can give PDCs for the entire period at your convenience. However cash payment cannot be made for more than Rs.1,99,000 as per Government of India regulations. in case of cheque dishonor, the bank charges will be bome by the customers. The payment can be made at any GRT Jewellers showroom in india or online www.grtjewels.com or by downloading the GRT Jewellers mobile app.

Customers who choose to discontinue within 5 months of enrolment will not be eligible for any benefit/ discount on wastage (VA) and can redeem only to the extent of accumulated gold weight under the plan. However, if the customer discontinues during 6th month of enrolment, the customer will be entitled to 50% discount on the wastage (VA). If the customer discontinues during 7th month of enrolment, the customer will be entitled to 60% discount on the wastage (VA). If the customer discontinues during 8 month of enrolment, the customer will be entitled to 70% discount on the wastage (VA) and for discontinuation during 9 month, the customer will be entitled to 80% discount on the wastage (VA), limited to the accumulated gold weight under the plan. If the customer discontinues during 10 month, the customer will be entitled to no wastage (VA) up to 18% to the extent of accumulated gold weight under the plan.

The advance payment cannot be extended beyond the 11-month period. The plan will be discontinued as per terms mentioned above in the event of any default in the monthly advance payments. Hence it is essential that you pay the advance payments continuously without fail. In the event of the customer defaulting an advance payment during the tenure, the plan will be discontinued automatically from that month, and the customer will not be entitled for 'No Wastage (VA)' as per the terms mentioned above.

Yes, GST and any other Government levies will be borne by the customer at the time of delivery.

As mentioned earlier, the GRT Golden Eleven Flexi helps you get more jewellery than you could have expected. The GRT Golden Eleven Flexi helps you plan in advance to buy jewellery for weddings and other auspicious occasions. GRT Golden Eleven Flexi protects you from the price increase of Gold.

Wastage (VA) will be charged on the excess amount. For instance, if you choose Rs.10,000 as your monthly advance payment, the advance amount accumulated over the 11-month period will be Rs.1,10,000. If the selected jewellery value is Rs.2,00,000, the customer is eligible for No Wastage (VA) up to 18% on Rs.1,10,000 only and wastage (VA) as applicable will be payable on the balance amount of Rs.90,000.

Cash will not be refunded under any circumstance, as per Government regulations.

This will be updated in the customer receipt book on a monthly basis at the time of making the advance payment.

The monthly payments cannot be carried over, or paid in advance.

Yes, you can make the monthly advance payments in any of the GRT showrooms in India, or online at www.grtjewels.com or GRT Jewellers mobile app.

Yes, you can purchase gold coins with No Wastage (VA) and making charges.

The monthly advance payment amount is fixed.