JSS Golden 11 Plan

Enrol and buy your favourite jewellery in  11 months from the date of enrolment.

Gold jewellery

No Wastage (VA) Upto 18% for Value Option

50% Discount on Wastage (VA) on any jewellery with Wastage (VA) upto 18% for Weight Option

Diamond jewellery

No VA (Up to 18%) (Except Solitaires)

Tamil Nadu, Puducherry & Karnataka Showrooms Benefits
10% off per carat and  25% off on MC

Andhra Pradesh & Telangana Showrooms Benefits
10% off per carat, 45% off on MC (Value Based) & 30% off on MC (Weight Based)

Silver articles (Regular)

No VA (Up to 18%)

Silver articles (Antique)  50% off on VA and MC

Explore Scheme Plans

Key Terms and Conditions to keep in mind

Frequently Asked Questions

Wastage (VA) will be charged on the excess amount/weight. For instance, if you choose Rs.5,000 as your monthly advance payment, the advance amount accumulated over the 11-month period will be Rs.55,000. If the selected jewellery value is Rs.1,12,000 the customer is eligible for No Wastage (VA) Upto 18% on accumulated value under the plan on Rs.55,000 only and wastage (VA) as applicable will t payable on the balance amount of Rs.57,000. Similarly, if the weight accumulated under the plan is 8.46 (Gold rate taken at 6500/-) for example. At the end of 11th month if jewellery chosen is of 16grams and the VA is 14%, as per the plan(get 50% Discount on wastage (VA) on any jewellery with Wastage (VA) upto 18% for the weight accumulated under the plan) you will be charged 50% VA of 7% for the accumulated weight of 8.46 and 14% VA for the remaining 7.54 gms.

Cash will not be refunded under any circumstance, as per Government regulations.

This will be updated in the customer receipt book on a monthly basis at the time of making the advance payment.

The monthly payments cannot be carried over, or paid in advance.

Yes, you can make the monthly advance payments in any of the GRT showrooms in India, or online at www.grtjewels.com or GRT Jewellers mobile app.

Yes, you can purchase gold coins without Wastage (VA) and making charges.

You are not eligible to purchase watches.

The monthly advance payment amount is fixed.