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Enrol and buy your favourite jewellery in 
11 months from the date of enrolment.

Gold jewellery

Gold jewellery

No Wastage (VA) Upto 18% for Value Option
50% Discount on Wastage (VA) on any jewellery with Wastage (VA) upto 18% for Weight Option
Diamond jewellery

Diamond jewellery

No VA (Up to 18%) (Except Solitaires)
​

Tamil Nadu, Puducherry & Karnataka Showrooms Benefits
10% off per carat and 
25% off on MC


Andhra Pradesh & Telangana Showrooms Ben​efits
10% off per carat​,
45% off on MC (Value Based) & 30% off on MC (Weight Based)

Silver articles (Regular)

Silver articles (Regular)

No VA (Up to 18%)
Silver articles (Antique) 
50% off on VA and MC
Explore Scheme Plans

Key Terms and Conditions to keep in mind

Frequently Asked Questions

  • Wastage (VA) will be charged on the excess amount/weight. For instance, if you choose Rs.5,000 as your monthly advance payment, the advance amount accumulated over the 11-month period will be Rs.55,000. If the selected jewellery value is Rs.1,12,000 the customer is eligible for No Wastage (VA) Upto 18% on accumulated value under the plan on Rs.55,000 only and wastage (VA) as applicable will t payable on the balance amount of Rs.57,000. Similarly, if the weight accumulated under the plan is 8.46 (Gold rate taken at 6500/-) for example. At the end of 11th month if jewellery chosen is of 16grams and the VA is 14%, as per the plan(get 50% Discount on wastage (VA) on any jewellery with Wastage (VA) upto 18% for the weight accumulated under the plan) you will be charged 50% VA of 7% for the accumulated weight of 8.46 and 14% VA for the remaining 7.54 gms.

  • Cash will not be refunded under any circumstance, as per Government regulations.

  • This will be updated in the customer receipt book on a monthly basis at the time of making the advance payment.

  • The monthly payments cannot be carried over, or paid in advance.

  • Yes, you can make the monthly advance payments in any of the GRT showrooms in India, or online at www.grtjewels.com or GRT Jewellers mobile app.

  • Yes, you can purchase gold coins without Wastage (VA) and making charges.

  • You are not eligible to purchase watches.

  • The monthly advance payment amount is fixed.
    • Frequently Asked Questions
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